Overview

Lithic now supports pausing an external bank account via a new dedicated endpoint. Calling this endpoint transitions the External Bank Account's state to PAUSED.

Pausing is only permitted when the account is currently in the ENABLED state, and when customers have been configured to be able to pause/unpause External Bank Accounts.

Details

New endpoint: https://docs.lithic.com/reference/pauseexternalbankaccount
No request body is required — the account is identified by the token in the path
On success, the endpoint returns the updated External Bank Account model with state: PAUSED

Response Example

200 OK:

{
  "token": "372fef35-a1fc-49b6-a608-1006e25e37d9",
  "owner": "test 6.17",
  "routing_number": "021000021",
  "last_four": "6789",
  "name": null,
  "currency": "USD",
  "country": "USA",
  "account_token": null,
  "created": "2025-06-18T03:42:44Z",
  "company_id": null,
  "dob": "1995-05-01",
  "doing_business_as": null,
  "user_defined_id": null,
  "verification_failed_reason": null,
  "verification_attempts": 0,
  "financial_account_token": "a66d1b75-95bf-5b67-874e-59ae9b00876f",
  "type": "CHECKING",
  "verification_method": "MICRO_DEPOSIT",
  "owner_type": "INDIVIDUAL",
  "state": "PAUSED",
  "verification_state": "PENDING",
  "address": null
}

Validation Rules

Status Code	Condition	Message
`404`	No account found for the provided token	`Bank Account not found`
`400`	Account is in `PAUSED` or `CLOSED` state	`Account must be in ENABLED state to pause it.`

Release Timeline

Available now: June 3, 2026.

User Impact

This change is additive only. Learn more about External Bank Accounts via the API Reference.

If you have any questions or concerns, please contact us via the HELP link in your Lithic Dashboard.

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