Release Date

March 16, 2026

Products Affected

Statements API

Impact

New fields added to better track line items and their impact on Statement Balances

Audience

Customers using Statements API

Action Required

None

Overview

Lithic has added 2 new fields to the Statement Line Items API, for better clarity around when transactions affect loan tape and statement balances.

This is particularly useful when Lithic has recalculated interest because of a retroactive posting, like an interest adjustment due to a successfully won dispute.

Details

event_subtype now lists the subtype of the ledger transaction which created the line item
- For original interest postings, this value will be INTEREST
- For interest adjustments, this value will be INTEREST_ADJUSTMENT
loan_tape_date now lists the effective date that the transaction hit the account
- For disputes, this will be the settlement date of when the provisional credit is granted
- For original interest postings and interest adjustments, it will be the statement_end_date of the corresponding period
For interest postings, the descriptor field will now include a reference to the loan_tape_date

Original Interest Line Item

{
  "token": "2NiQNwLiTvPiG2QJW5dYCvqyFcq",
  "financial_account_token": "8a7f5c3d-2b1e-4a9c-9f7e-6d5c4b3a2f1e",
  "card_token": null,
  "financial_transaction_token": "b4c8d6e2-7f9a-4d3b-8e2c-1a9f7e6d5c4b",
  "financial_transaction_event_token": "c9d7e3f1-8a0b-5e4c-9f3d-2b8g9h7j6k5l",
  "category": "FEE",
  "event_type": "INTEREST",
  "event_subtype": "INTEREST",
  "effective_date": "2026-02-28",
  "descriptor": "Interest for 2026-02-28",
  "amount": 3247,
  "currency": "USD",
  "loan_tape_date": "2026-02-28",
  "created": "2026-03-01T08:45:12.358Z"
}

Interest Adjustment Line Item

{
  "token": "2NiR4xMjUwQjH3RKX6eZDwrzGdt",
  "financial_account_token": "8a7f5c3d-2b1e-4a9c-9f7e-6d5c4b3a2f1e",
  "card_token": null,
  "financial_transaction_token": "d5e9f7g3-8h1c-6j5d-0k4f-3c9h8i7j6k5l",
  "financial_transaction_event_token": "e0f8g4h2-9i2d-7k6e-1l5g-4d0j9k8l7m6n",
  "category": "FEE",
  "event_type": "INTEREST",
  "event_subtype": "INTEREST_ADJUSTMENT",
  "effective_date": "2026-03-05",
  "descriptor": "Interest adjustment for 2026-02-28",
  "amount": -142,
  "currency": "USD",
  "loan_tape_date": "2026-02-28",
  "created": "2026-03-05T14:23:47.891Z"
}

Release Timeline

Available now: March 16, 2026.

User Impact

This change is additive only. Learn more about Statements APIs via our API Reference

If you have any questions or concerns, please contact us via the HELP link in your Lithic Dashboard.

The Lithic changelog has an RSS feed! To monitor for new update announcements, subscribe with your preferred RSS reader.