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September 24, 2024

14 days ago by Lauren Karklin

Lithic Dashboard Changes

Account Holders and Account Notes

To enhance data accessibility, we have introduced the ability to view Account Holders within the Lithic Dashboard. Users can now search by token, name, email, phone number, or the account creation date. This feature provides visibility into the account holder’s basic KYC information, account limits, and links to associated cards and transactions. Additionally, we have added functionality to annotate account holders with notes for support or recordkeeping purposes.

Due to the sensitive nature of this information, these features are restricted to Organization Admins and Program Admins.

PIN Unblocking

A new “Unblock” button has been added to the Cards page in the Lithic Dashboard for PIN management. When a PIN is in a “Blocked” status, this button allows users to unblock the PIN. For online PINs, the unblocking process occurs immediately, and the status will update accordingly. For offline PINs, the status will remain as “Blocked,” with an indication that unblocking is pending until the card goes online.

New Transaction Event Detailed Result Value

A new transaction event detailed result value, ACCOUNT_DELINQUENT, will be introduced for improved visibility into transaction declines associated with delinquent accounts on revolving credit constructs. This value will only be returned for revolving credit accounts.

Lithic Authorization Rules

This week, we are releasing the next generation of Lithic-hosted authorization decisioning: a completely new version of Authorization Rules. To learn more about this new feature, read our product blog or API Guide.

To facilitate this feature, several new API endpoints and a new webhook are now available, providing expanded capabilities for managing authorization rules.

New Endpoints:

Create a new V2 authorization rule POST /v2/auth_rules

  • Create an authorization rule in draft mode with specified conditions for authorization control.

List V2 authorization rules GET /v2/auth_rules

  • Retrieve a list of all authorization rules applied at the program, account, or card level.

Fetch a V2 authorization rule by token GET /v2/auth_rules/{auth_rule_token}

  • Fetch a specific authorization rule based on its unique token.

Update a V2 authorization rule PATCH /v2/auth_rules/{auth_rule_token}

  • Update the properties and conditions of an existing authorization rule.

Apply a V2 authorization rule POST /v2/auth_rules/{auth_rule_token}/apply

  • Apply a rule to specified entities (program, account, or card).

Create a draft version of a V2 authorization rule POST /v2/auth_rules/{auth_rule_token}/draft

  • Create a new draft version of a rule that runs in shadow mode for testing.

Promote a draft authorization rule POST /v2/auth_rules/{auth_rule_token}/promote

  • Promote a draft rule to active status, making it live in the authorization stream.

Request authorization rule performance report POST /v2/auth_rules/{auth_rule_token}/report

  • Request a performance report to track the approval and decline rates for both active and draft rules.

New Webhook:

Authorization rule performance report created Event type: auth_rules.performance_report.created

  • Delivers a report with statistics on how a rule has impacted (or would have impacted) authorizations.

If you have any questions or concerns, please contact us via the HELP link in your Lithic Dashboard.

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