Business Account State Now Enforced in Authorization Decisions

Overview

Business account state now impacts authorization outcomes. Pausing or closing a business account now declines authorizations for all cards in its structure.

Details

To this point, a business account has served primarily as a grouping identifier, tying associated account holders and cards to a single business entity for organizational purposes. When used in this capacity as an organizational identifier, the state of the business account did not affect authorization decisions. A business account could be paused or closed while the associated cardholders could continue to transact, as long as the cards and individual accounts were active. With this change, the business account state now governs authorizations for associated cards in its structure.

Release Timeline

Available now

User Impact

For existing customers utilizing business accounts, we have confirmed that no cards or accounts are immediately impacted by this change. Business account state can now be used to affect authorizations for the accounts and cards associated with it, without needing to directly change the state of the account or card. For customers not utilizing business accounts, this change has no impact.

Updated Documentation

For account states and the endpoint used to change them, visit our API Reference.

If you have any questions or concerns, please contact us via the HELP link in your Lithic Dashboard.

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