Account state substatus values:

• FRAUD_IDENTIFIED - The account has been recognized as being created or used with stolen or fabricated identity information, encompassing both true identity theft and synthetic identities.
• SUSPICIOUS_ACTIVITY - The account has exhibited suspicious behavior, such as unauthorized access or fraudulent transactions, necessitating further investigation.
• RISK_VIOLATION - The account has been involved in deliberate misuse by the legitimate account holder. Examples include disputing valid transactions without cause, falsely claiming non-receipt of goods, or engaging in intentional bust-out schemes to exploit account services.
• END_USER_REQUEST - The account holder has voluntarily requested the closure of the account for personal reasons. This encompasses situations such as bankruptcy, other financial considerations, or the account holder's death.
• ISSUER_REQUEST - The issuer has initiated the closure of the account due to business strategy, risk management, inactivity, product changes, regulatory concerns, or violations of terms and conditions.
• NOT_ACTIVE - The account has not had any transactions or payment activity within a specified period. This status applies to accounts that are paused or closed due to inactivity.
• INTERNAL_REVIEW - The account is temporarily paused pending further internal review. In future implementations, this status may prevent clients from activating the account via APIs until the review is completed.
• OTHER - The reason for the account's current status does not fall into any of the above categories. A comment should be provided to specify the particular reason.