March 3, 2025
Changes to Prenote Lifecycle Events
At a Glance
- Release date: March 10th, 2025 (production).
- Impact:
ACH_ORIGINATION_SETTLEDwill now start to be sent for anyPRENOTEverifications - Audience: All customers using
PRENOTEaccount verification on Lithic. - Action required: Verify this change will not impact your integration.
- Products affected: Payments endpoint and webhooks.
Overview
Previously, we did not consider it necessary to settle a PRENOTE transaction, as it was a $0 transaction. However, we have determined that these transactions do settle at a specific time. With this update, you will now be notified when the Prenote settles via the ACH_ORIGINATION_SETTLED transaction event, ensuring better visibility and tracking.
Changes to Transaction Status when Lithic issues an ACH return
At a Glance
- Release date: March 10th, 2025 (production).
- Impact: When Lithic issues an ACH return for a receipt,
ACH_RECEIPT_SETTLEDandACH_RETURN_PROCESSEDwill meanPENDINGstatus on the transaction. It will remain with that status until anACH_RETURN_SETTLEDevent occurs which will change the transaction status toRETURNED. - Audience: All customers using ACH receipts (external ACH to Lithic).
- Action required: Verify this change will not impact your integration.
- Products affected: Payments endpoint and webhooks.
Overview
We've updated our ACH receipt return processing recently: Previously, ACH_RETURN_PROCESSED was the terminal state for a Lithic initiated return for an ACH Receipt, which immediately marked the transaction as RETURNED. Now, ACH_RETURN_SETTLED is the new terminal state, and ACH_RETURN_PROCESSED is an interim step. Transactions in ACH_RETURN_PROCESSED and ACH_RECEIPT_SETTLED will now be marked with a PENDING status until ACH_RETURN_SETTLED is received, at which point the status will be updated to RETURNED.
If you have any questions or concerns, please contact us via the HELP link in your Lithic Dashboard.
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