November 6, 2023

Release Notes for November 6, 2023

Network Risk Score Available in Transaction Object

Based on customer feedback, we are working on introducing better data parity between the ASA Request Schema and the Transaction object. We will be releasing additional data fields over the coming weeks, and are excited to announce that the network-provided risk score is now available on the transaction object. The network_risk_score field will be populated on all transactions going forward that: (1) contain an authorization event — e.g., standalone clearings will not contain a risk score, and (2) take place on card programs with the risk score enabled.

Improvements to Balance Inquiry Behavior

We’ve released an improvement to the Lithic platform’s handling of balance inquiries. Previously, balance inquiries were only supported for programs using the Auth Stream Access (ASA). As of today, the improved behavior will be:

  <td style={{ textAlign: "left" }}>
    **Change from existing behavior:**

     Lithic will check the available balance of the card’s associated 

    [financial account](https://docs.lithic.com/docs/financial-accounts)

    , and provide the value to the network as the card’s available balance. An ASA request will still be sent to the program to approve or decline the balance inquiry, and the available balance from the Lithic financial account will be provided if approved (and takes precedence over any balance provided in the ASA response).
  </td>

  <td style={{ textAlign: "left" }}>
    **Change from existing behavior:**

     Lithic will check the available balance of the card’s associated 

    [financial account](https://docs.lithic.com/docs/financial-accounts)

    , and provide the value to the network as the card’s available balance.
  </td>
</tr>

<tr>
  <td style={{ textAlign: "left" }}>
    Programs not using Lithic Financial Accounts
  </td>

  <td style={{ textAlign: "left" }}>
    **No change from existing behavior:**

     Lithic will send the ASA request to the program’s ASA responder, parse the available balance provided in the response, and provide it to the network.
  </td>

  <td style={{ textAlign: "left" }}>
    **Change from existing behavior:**

     Lithic will pass a value of $0 available balance back to the network as the card does not have a balance associated with it.
  </td>
</tr>

  </th>

  <th style={{ textAlign: "left" }}>
    Programs using ASA
  </th>

  <th style={{ textAlign: "left" }}>
    Programs not using ASA
  </th>
</tr>

External Bank Account Added to Events API

Users can now subscribe to receive notification of the following External Bank Account events:

• external_bank_account.created: Notification that an external bank account resource has been created
• external_bank_account.updated: Notification that an external bank account has been updated e.g., name change
• external_bank_account.verification: Notification that the verification state has been updated e.g., PENDING -> ENABLED