Changelog

Added

Added new substatus to pause Interest and Fees

Release Date

Feb 25, 2025

Products Affected

Financial Accounts and Loan Tape API

Impact

Added new substatus

Audience

Revolving Credit Customers

Action Required

None, this change is additive only

Added

Custom APRs and Tier Schedules added

Release Date

Feb 24, 2025

Products Affected

Financial Accounts and Loan Tape API

Impact

Custom APR values and Tier Schedules added

Audience

Revolving Credit Customers

Action Required

Customers should migrate to use Tier Schedules for new feature support

Added

Retroactive Interest Rate Calculations

Release Date

Feb 24, 2025

Products Affected

Financial Accounts and Loan Tape API

Impact

Retroactive Interest Rate Calculations

Audience

Revolving Credit Customers

Action Required

Customers should migrate to use Tier Schedules to access functionality

Improved

Structured Amounts Object Now Available in ASA

Release Date

February 12, 2026

Products Affected

Authorization Stream Access (ASA)

Impact

New amounts object added to ASA request payload; existing amount fields deprecated

Audience

Customers using ASA

Action Required

New integrations should use the amounts object instead of deprecated top-level fields

Added

Rule Evaluation Results Available via API

Release Date

February 10, 2026

Products Affected

Auth Rules API

Impact

New endpoint for retrieving rule evaluation details

Audience

All customers using Auth Rules

Action Required

None

Added

NAICS Code Collection

Release Date

January 30, 2026

Products Affected

KYB_BASIC and KYB_DELEGATED Workflows

Impact

New fields available in the Bussiness Account APIs and Events

Audience

Users creating Business Account Holders

Action Required

None

Added

New Merchant Fields in Sandbox

Release Date

January 28, 2026

Products Affected

Transaction Simulation

Impact

New fields available in authorization simulation endpoints

Audience

All API users

Action Required

None

Added

Payment Allocation details added to Loan Tape API

Release Date

Jan 8, 2025

Products Affected

Loan Tape API

Impact

Payment Allocation Details added to Loan Tape API

Audience

Customers using Credit Products and Statements

Action Required

None

Added

New Card Updated Event

Release Date

January 22, 2026

Products Affected

Card Updated Event

Impact

Event notification is now supported for card state changes

Audience

All API users

Action Required

None

Added

Idempotency for Create Card

Release Date

January 21, 2026

Products Affected

Create Card API

Impact

Idempotency Key Available

Audience

All API users

Action Required

None