Transaction Webhooks

Learn about transaction webhooks.

Lithic transaction webhooks are used to receive advice messages. Advice messages require only a response code 200 and do not require a response body. If this isn't received (e.g., if the client backend is offline), Lithic will continually attempt to retransmit the message using exponential backoff (doubling the time between messages each iteration) until the backoff period exceeds 24 hours.

If transaction webhooks are enabled, we'll send an HTTP POST request to a user-specified url (in the account settings page) whenever a transaction lifecycle event occurs. We recommend responding to transactions webhooks with a 200 at time of receipt. If there is no response or a non-200 response, Lithic will retry sending the webhook. Retries are attempted with exponential backoff, starting with the first retry 5 minutes after the webhook and ending when the next attempt would be over a day.


In sandbox, users can create a transaction webhook by adding a URL on the account settings page of their Lithic account. After logging in, use the dropdown and select Account. On the Account Settings page under Enable API, select Enable Sandbox Webhook and enter a URL.

Message Types

Transaction Events are generated for the following actions:

AuthorizationThe API sends an event for all approvals. Decline events are available with API Issuing accounts
Auth AdviceTransaction was declined by an upstream switch or a previous authorization's amount is being adjusted
VoidPrevious pending authorization is voided
ClearingClearing for an existing, pending authorization
ReturnCredit — value is pushed onto card

HMAC Verification

To verify that the request is legitimate, you may generate an HMAC of the transaction object and compare it with the one included in the x-lithic-hmac request header.

See below for example implementations of verifying a webhook request.

import base64
import hashlib
import hmac
import json

def to_json_str(json_object):
    return json.dumps(json_object, sort_keys=True, separators=(',', ':'))

def hmac_signature(key, msg):
    hmac_buffer =
        key=bytes(key, 'utf-8'),
        msg=bytes(msg, 'utf-8'),
    return base64.b64encode(hmac_buffer.digest()).decode('utf-8')

def request_is_from_lithic(api_key, transaction, request_headers):
    request_hmac = request_headers["x-lithic-hmac"]
    data_hmac = hmac_signature(api_key, to_json_str(transaction))

    return hmac.compare_digest(request_hmac, data_hmac)
const crypto = require("crypto");

function hmacSignature(key, msg) {
    return crypto.createHmac("sha256", key)

function requestIsFromLithic(apiKey, transaction, requestHeaders) {
  const requestHmac = requestHeaders["x-lithic-hmac"];

    const replacer = (key, value) =>
    value instanceof Object && !(value instanceof Array) ? 
      .reduce((sorted, key) => {
        sorted[key] = value[key];
        return sorted 
      }, {}) :

  const requestJson = JSON.stringify(transaction, replacer);
  const dataHmac = hmacSignature(apiKey, requestJson);

  return crypto.timingSafeEqual(Buffer.from(requestHmac), Buffer.from(dataHmac));
import com.fasterxml.jackson.core.JsonProcessingException;
import com.fasterxml.jackson.databind.MapperFeature;
import com.fasterxml.jackson.databind.ObjectMapper;
import com.fasterxml.jackson.databind.SerializationFeature;

import javax.crypto.Mac;
import javax.crypto.spec.SecretKeySpec;
import java.util.Base64;

public class HmacTester {
    private static final String ALGORITHM = "HmacSHA256";
    private static final ObjectMapper SORTED_MAPPER = new ObjectMapper();

    static {
        // This will sort the properties alphabetically
        SORTED_MAPPER.configure(MapperFeature.SORT_PROPERTIES_ALPHABETICALLY, true);
        SORTED_MAPPER.configure(SerializationFeature.ORDER_MAP_ENTRIES_BY_KEYS, true);  
        // This will remove the indention between keys and values in the requests

    public boolean requestIsFromLithic(String apiKey, Object transaction, String requestHmacHeader) throws JsonProcessingException, NoSuchAlgorithmException, InvalidKeyException {
        String hmacSignature = hmacSignature(apiKey, toJsonStr(transaction));
        return hmacSignature.equals(requestHmacHeader);

    private String hmacSignature(String key, String msg) throws NoSuchAlgorithmException, InvalidKeyException {
        SecretKeySpec secretKeySpec = new SecretKeySpec(key.getBytes(), ALGORITHM);
        Mac mac = Mac.getInstance(ALGORITHM);
        byte[] bytes = mac.doFinal(msg.getBytes());
        return new String(Base64.getEncoder().encode(bytes));

    private String toJsonStr(Object transaction) throws JsonProcessingException {
        return SORTED_MAPPER.writeValueAsString(transaction);
using Newtonsoft.Json;
using System.Text;
using System.Security.Cryptography;
using Newtonsoft.Json.Linq;

public class HmacTester2
    public bool RequestIsFromLithic(String apiKey, string transaction, String requestHmacHeader)
        var hmacSignature = HmacSignature(apiKey, ToJsonStr(transaction));
        return hmacSignature.Equals(requestHmacHeader);

    private String HmacSignature(String key, String msg)
        byte[] bytes = Encoding.UTF8.GetBytes(key);
        HMAC hmac = new HMACSHA256(bytes);
        bytes = Encoding.UTF8.GetBytes(msg);
        return Convert.ToBase64String(hmac.ComputeHash(bytes));

    private String ToJsonStr(string transaction)
        var jObj = (JObject)JsonConvert.DeserializeObject(transaction);
        return JsonConvert.SerializeObject(jObj);

    private static void Sort(JObject jObj)
        var props = jObj.Properties().ToList();
        foreach (var prop in props)
        foreach (var prop in props.OrderBy(p => p.Name))
            if (prop.Value is JObject)
            if (prop.Value is JArray)
                foreach(var obj in prop.Value){
use base64;
use hmac::{Hmac, Mac};
use serde::Serialize;
use serde_json;
use sha2::Sha256;

fn sort_alphabetically<T: Serialize, S: serde::Serializer>(
    value: &T,
    serializer: S,
) -> Result<S::Ok, S::Error> {
    let value = serde_json::to_value(value).map_err(serde::ser::Error::custom)?;

struct SortAlphabetically<T: Serialize>(#[serde(serialize_with = "sort_alphabetically")] T);

struct Transaction {
    token: String,
    amount: i64,

fn main() {
    let args: Vec<String> = env::args().collect();

    let api_key = &args[1];
    let hmac_header = &args[2];

    type HmacSha256 = Hmac<Sha256>;

    let mut mac = HmacSha256::new_from_slice(api_key.as_bytes()).unwrap();

    let transaction = Transaction {
        token: "270a4a65-44d0-4fb2-9bf9-59fd860d6b94".to_string(),
        amount: 100,

    let transaction_json = serde_json::to_string(&SortAlphabetically(&transaction)).unwrap();


    let code_bytes = base64::decode(hmac_header).unwrap();

    // `verify_slice` will return `Ok(())` if code is correct, `Err(MacError)` otherwise

Note that the JSON the HMAC is generated from has no extra whitespace, uses all double quotes "" for strings, and sorts the key-value pairs in all JSON objects by key alphabetically.

Since HMAC verification is available, the IP addresses from which transaction webhooks are sent are subject to change.


The request payload will contain a Transaction object.

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