For AI agents: visit https://docs.lithic.com/llms.txt for an index of all pages formatted in Markdown and endpoints in OpenAPI.

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Home Guides API Reference Changelog

Welcome

Lithic Developer Documentation
Processing vs. Program Managed
Sign Up

Getting Started

Generate an API Key
Postman
MCP Server
Quickstart

Solutions

Digital Banking
Revolving Credit
Disbursements
Expense Management

Lithic Dashboard

Dashboard Overview

Developer

API Basics
Environments
API Libraries and OpenAPI Spec
Idempotent Requests
Rate Limits

Account Holders

Account Holders (Individuals)
Account Holders (Businesses/KYB)
KYC/KYB Status
Card Accounts
Editing Account Holder Details

Ledger Solutions

Ledger Overview
Ledger Principles
Ledger Use Cases and Funds Flows
Financial Accounts
- Financial Account Closures [BETA]
Financial Account Status Lifecycle
Balances
External Payments vs. Lithic-processed payments

Cards

Cards
Embedded Card UI
- Deprecated Embedded Card UI
  - View Card PANs & CVVs - Quick Start Guide
  - Embedded Card UI - React Frontend
Physical Cards Setup

Authorization

About Authorization Intelligence
Fraud Command
Auth Stream Access (ASA)
- Partial Approval
Merchant Category Codes (MCCs)
Spend Limits
Authorization Rules
Transaction Monitoring
- Transaction Monitoring Rules
- Case Management

Card Transactions

Transaction Object
Transaction Flow
Expiring authorizations
Enhanced Commercial Data (L2/L3)

Tokenization

About Digital Wallets
About Merchant Tokenization
In-App Push Provisioning
Web Push Provisioning
Tokenization Management
Tokenization Decisioning
2FA for Tokenization

3-D Secure (3DS)

About 3DS
3DS Decisioning Models
- 3DS Lithic Decisioning
- 3DS Customer Decisioning
3DS Challenge Flows
- Lithic Orchestration - 3DS Challenges
- Customer Orchestration - 3DS Challenges
3DS Authentication Rules

Disputes

Managed Disputes
Chargebacks

Financial Transactions

Financial Transactions

Transfer

Book Transfers

Reporting

Reporting Overview
Settlement API
Lithic Reporting Suite
Quarterly Network Reporting

ACH Payments

Intro to ACH
ACH at Lithic
ACH Payment API
ACH Payments Lifecycle
External Bank Accounts
Quick Start - ACH Originations
Quick Start - ACH Funding in Sandbox
ACH Auth Rules

Wires

Wires Overview

External Payments

Using External Payments
External Payments Lifecycle

Credit

Credit Configurations
Charge Card
- Quick Start - Commercial Charge Card
- Quick Start - Secured Charge Card
Revolving Credit Cards
- Quick Start - Commercial Revolving Credit
- Quick Start - Consumer Revolving Credit
Credit Statements
Bankruptcy Workflows

Webhooks

Events API and Webhooks
Types of Events
Migrate from Legacy Transaction Webhooks to our Events API

Testing in Sandbox

Simulating Account Holder Creation
Simulating Card Transactions
Simulating Tokenizations
Simulating Webhook Events

Funding

Funding Events

Legal Library

Legal Templates
Marketing Guidelines

Account Level Management

About Account Level Management

Stablecoin

Intro to Stablecoin
Stablecoin at Lithic
Stablecoin Payments Lifecycle

Filing Disputes

Learn how to file disputes in Lithic's dashboard.